Spend, disburse, lay out significan pagar por algo que se ha recibido o se ha esperado.
Spend connota el mero hecho de pagar <spends a lot at restaurants every week> e indica el agotar o consumir lo que se usa <spent months trying to find a satisfactory house>. antonyms: save
Disburse indica el pagar dinero proveniente de un fondo, pero puede también indicar la distribución, por ejemplo a pensionistas o herederos, y recalca a menudo el actuar bajo autoridad <the government office that disburses the funds>.
Lay out es un término informal que significa gastar <for the best model he'll have to lay out $400 more>.
gastar (dinero, etc.)- to spend, to consume, to use up, to squander, to waste, to wear
pasar (el tiempo)- to pass, to give, to pass, to go by, to come by, to pass (a test), to come in, to enter, to happen, to go over, to cross, to manage, to get by, to spend (time), to tolerate, to be over, to end, to go through, to suffer, to show (a movie, etc.), to overtake, to